Last updated: February 10, 2026
By accessing and using the expenseSettle website and application ("Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.
We reserve the right to modify these terms of service at any time. Your continued use of the Service following the posting of revised Terms means that you accept and agree to the changes.
Permission is granted to temporarily download one copy of the materials (information or software) on expenseSettle's website and mobile application for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
This license shall automatically terminate if you violate any of these restrictions and may be terminated by expenseSettle at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession.
The materials on expenseSettle's website and application are provided on an 'as is' basis. expenseSettle makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.
In no event shall expenseSettle or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on expenseSettle, even if we or an authorized representative has been notified orally or in writing of the possibility of such damage.
To the fullest extent permitted by applicable law, expenseSettle's liability is limited to the amount paid by you in the past 12 months for services, or $100, whichever is greater. Some jurisdictions do not allow the limitation or exclusion of liability for incidental or consequential damages, so this limitation may not apply to you.
The materials appearing on expenseSettle's website and application could include technical, typographical, or photographic errors. expenseSettle does not warrant that any of the materials on the Service are accurate, complete, or current. expenseSettle may make changes to the materials contained on the Service at any time without notice.
Specifically regarding bill splitting and expense calculations: while we use industry-standard OCR (Optical Character Recognition) and calculation methods, we cannot guarantee 100% accuracy in extracted bill data. Users are responsible for verifying all extracted information before finalizing expense splits.
expenseSettle has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by expenseSettle of the site. Use of any such linked website is at the user's own risk.
expenseSettle may revise these terms of service for the Service at any time without notice. By using this Service, you are agreeing to be bound by the then current version of these terms of service.
These terms and conditions are governed by and construed in accordance with the laws of the jurisdiction in which expenseSettle operates, and you irrevocably submit to the exclusive jurisdiction of the courts in that location.
To access certain features of the Service, you must create an account and provide accurate, complete, and current information about yourself as prompted by the registration form.
You are responsible for:
You agree to notify expenseSettle immediately of any unauthorized use of your account or any other breach of security. expenseSettle will not be liable for any loss that you may incur as a result of someone else using your password or account, either with or without your knowledge.
We reserve the right to suspend or terminate your account at any time for:
Upon account termination, your right to use the Service immediately ceases. Any data associated with your account may be deleted after 90 days unless you request otherwise.
When you upload bill images, receipts, or expense information to expenseSettle, you represent and warrant that:
You agree not to upload or share:
expenseSettle reserves the right to remove any content that violates these terms or applicable laws. Repeated violations may result in account suspension or termination.
By uploading bill information to expenseSettle, you grant us a worldwide, non-exclusive, royalty-free license to use, copy, modify, and distribute the information for the purposes of:
All uploaded content remains your responsibility. We maintain no obligation to store uploaded materials beyond the retention periods outlined in our Privacy Policy.
While expenseSettle uses automated systems to extract and calculate expense data, we cannot guarantee 100% accuracy. You acknowledge that:
When you add other users or contacts to an expense split, you represent that:
expenseSettle does not participate in disputes regarding the accuracy or fairness of expense allocations between users. Such disputes should be resolved directly between the parties involved.
expenseSettle offers both free and premium subscription options. Free accounts have limited OCR processing and feature access. Premium subscriptions unlock additional functionality and higher processing limits.
If you elect to purchase a premium subscription or additional services, you agree to:
Subscription cancellations take effect at the end of your current billing period. No refunds are issued for partial subscription periods except as required by law. You may cancel your subscription at any time through your account settings.
If you believe you were charged in error, contact us at [email protected] within 30 days of the charge with supporting documentation.
expenseSettle reserves the right to change subscription prices at any time. We will provide you with at least 30 days' notice of any price increase. Your continued use of the Service after the price change constitutes your acceptance of the new pricing. If you do not accept the new pricing, you may cancel your subscription.
You agree not to engage in any of the following prohibited activities:
The Service and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video and audio) are owned by expenseSettle, its licensors, or other providers of such material and are protected by copyright, trademark, and other intellectual property laws.
You retain all ownership rights to bill images and expense data you upload. By uploading to expenseSettle, you grant us the limited license described in the "User Content and Responsibilities" section above.
expenseSettle integrates with and uses third-party services for:
Your use of these third-party services is subject to their terms of service and privacy policies. expenseSettle is not responsible for the conduct, policies, or services of third parties. We recommend reviewing their terms before using our Service.
expenseSettle is provided on an "AS IS" and "AS AVAILABLE" basis. We make no warranties that:
TO THE FULLEST EXTENT PERMITTED BY LAW, EXPENSESETTLE DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL MEET YOUR NEEDS OR THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL EXPENSESETTLE, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, LOSS OF REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICE.
YOUR SOLE AND EXCLUSIVE REMEDY FOR ANY DISPUTE WITH EXPENSESETTLE SHALL BE LIMITED TO THE AMOUNT YOU PAID FOR THE SERVICE IN THE PAST 12 MONTHS, OR $100, WHICHEVER IS GREATER.
These limitations do not apply to:
You agree to indemnify, defend, and hold harmless expenseSettle, its officers, directors, employees, agents, and licensors from and against any and all claims, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to:
In the event of a dispute, you agree to first attempt to resolve the matter informally by contacting us at [email protected] with a detailed description of the issue.
If the dispute is not resolved within 30 days, you and expenseSettle agree to submit the dispute to binding arbitration rather than litigation, except as provided below. Arbitration will be conducted by a neutral arbitrator in accordance with the rules of the American Arbitration Association (AAA).
YOU ACKNOWLEDGE THAT BY AGREEING TO ARBITRATION, YOU ARE WAIVING YOUR RIGHT TO A JURY TRIAL AND YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION.
The following disputes are not subject to arbitration and may be brought in court:
If any portion of these Terms of Service is held invalid or unenforceable, that portion shall be severed and the remainder of the terms shall remain in full force and effect to the fullest extent permitted by law.
These Terms of Service, together with our Privacy Policy, constitute the entire agreement between you and expenseSettle regarding your use of the Service and supersede all prior and contemporaneous agreements, understandings, and communications, whether written or oral.
If you have any questions about these Terms of Service or wish to report a violation, please contact us at:
Email: [email protected]
Response time: We aim to respond to all inquiries within 30 days.
These Terms of Service are effective as of February 10, 2026. Your continued use of the Service following the posting of revised Terms of Service means that you accept and agree to the changes.